R had open enrollment for insurance this week. She took the paperwork to the insurance specialist at our clinic, who was kind enough to research each plan and the benefits of using one versus another. What we found out is that one of the plans will pay for inseminations. This is great news! It will not, however, cover the cost of donor sperm, but that's okay with us. Buying donor sperm isn't so much a big deal if we don't have to pay for all of the other stuff. It's about time we had some relief.
In the meantime, Amanda from For the Byrds recommended some different sperm banks to us that are less expensive than the one we use. I don't know if these others will meet our needs, but it's definitely something to look into, again (it's been a while since we initially researched, so it may be good to refresh our memories and check on things). Thanks, Amanda!