tag:blogger.com,1999:blog-19027603.post116205619709781840..comments2023-07-12T07:27:32.820-04:00Comments on Two Georgia Mommies: WHEN TO MOVE ON?Juliannahttp://www.blogger.com/profile/10452672605275277788noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-19027603.post-1162208171121221062006-10-30T06:36:00.000-05:002006-10-30T06:36:00.000-05:00No advice to offer, i'm sorry, but I just wanted t...No advice to offer, i'm sorry, but I just wanted to say that I feel for you, going through this. Not knowing where you are headed and feeling out of control of the process must be the pits.<BR/><BR/>Wishing you every scrap of luck, whatever you end up deciding.mintyfagladyhttps://www.blogger.com/profile/10896275394547000961noreply@blogger.comtag:blogger.com,1999:blog-19027603.post-1162127278099811152006-10-29T08:07:00.001-05:002006-10-29T08:07:00.001-05:00I decided to move on to IVF after three IUI cycles...I decided to move on to IVF after three IUI cycles that failed. I just felt that our odds weren't that great with IUI and I was already using the same follicle stimulating drugs that I would with IVF so it didn't seem like that big of a leap. My doctor would have kept going with a few more IUIs but was fine with jumping to IVF. I'm glad I did, we discovered the issue was probably my egg quality based on how our embryos developed so it gave us more clarity in our treatment decisions. IVF gives you the most bang for your buck and I was fortunate that I didn't have any complications and ours went fairly smoothly. Check out the CDC reports for clinics in your area, it's not really a fair comparison to compare success rates of one clinic to another, but you can see how many cycles they do and get a reference point for their success rates. As far as financing, we were lucky and our insurance covered part of ours. For the rest of the cost we planned ahead and put a big chunk of money in our flexible spend account so it would be pretax dollars - also if your medical expenses exceed 7.5% of your income you can write off the excess amount on your taxes so if you think you may have to do more than one cycle or one cycle and have a baby the same year - start early in the year to get all your expenses in the same year for taxes. I think that Capital One has some fertility treatment financing too. Good luck with whatever you decide.Suzannehttps://www.blogger.com/profile/10545906016727771765noreply@blogger.comtag:blogger.com,1999:blog-19027603.post-1162125664763456202006-10-29T07:41:00.000-05:002006-10-29T07:41:00.000-05:00You might want to look into shared risk programs. ...You might want to look into shared risk programs. I used Integramed. You pay for the cost of 2 IVF's up front ($20,000) but, you get 3 FET (assuming you have anything to freeze) and 3 IVF's. If at the end of all that you don't take home a live baby (there is a similar program that once you are pregnant and make it to 12 weeks then your contract is considered completed) then you get back like 80% (maybe 70%, I can't remember)of your intial investment. I did one IVF where we paid out of pocket without the shared risk and it was much more stressful because of the financial worry. With the shared risk we knew if the first one failed we had 2 other IVF's already paid for. You can also do shared risk for IUI but I don't think it is as finacially smart. Hope this helps. Actually, I really hope you get pregnant with a sticky little embryo that hangs around for the next 9 months.Stacyhttps://www.blogger.com/profile/01292347765475637473noreply@blogger.com